A Swede, an Irishman, a Scotsman, and their wives went golfing one day. As they approached the first tee, the Swede’s wife stepped up to take her shot.
As she bent over to place her ball, a gust of wind lifted her skirt, revealing that she wasn’t wearing any underwear.
Shocked, her husband, Ole, exclaimed, “Good grief, woman! Why aren’t you wearing any skivvies?”
She shrugged and replied, “You don’t give me enough housekeeping money to afford any.”
Embarrassed, Ole reached into his pocket and said, “For the sake of decency, here’s a fifty. Go buy yourself some underwear.”
Next, the Irishman’s wife approached the tee. As she bent over, another gust of wind lifted her skirt, showing that she, too, was without underwear.
Her husband, Patrick, gasped, “Saints preserve us, woman! You’ve no knickers on! Why not?”