The elderly Native American wanted a loan of $500, and a bank employee helped him with the application form that he needed to fill.

“What do you plan to do with the money, sir?” said the banker.

“I want to buy silver, make jewelry, and then sell it,” he answered.

“What do you have to give as collateral?” asked the man in the suit.

“I don’t know what collateral is,” replied the other one.

“It’s something that has value and can cover the amount of money that you are taking. For example: Do you have a car?”

“Yes. A 1959 Chevrolet pick-up truck,” replied the indigenous man.

Shaking his head, the employee asked: “Maybe something else, what about cattle?”

“Yes, I have a horse,” he said.

“And how old is your horse?”

“I have no idea, he has no teeth,” replied the Native American with concern.

In the end, the bank employee felt sure that this man was trustworthy and decided to lend him the $500.

Sometime later, the old man returned to the bank, pulled out a wad of bills, and said to the employee: “Here you have the payment of what I owe for the credit.”

The bank employee asked: “What do you plan to do with the rest of the money?

“I will keep it in my house,” replied the indigenous.

So the employee quickly asked: “Why don’t you deposit in my bank?”

“I have no idea what a deposit is.”

The bank employee explains: “Put your money in our bank, we will take care of it, when you need to use it, you can withdraw it.

Then the Native American surrounded the desk to approach the employee and asked: “What do you have to give as collateral?”